From year 2006 till year 2008 authors had studied medium financial indexes of Latvian food retail sector enterprises. In this period of time the authors had compared the two models of commercial enterprises insolvency forecasting. The authors analyzed the Latvian trade sector enterprises risk system and have created economic and financial risk matrix. The authors applied these models to medium financial indexes of Latvian data and for companies Ltd. "Elvi Group" and Ltd. "Vita Markets" data. The study results point to differences in both models of commercial enterprises insolvency forecasting. In the given period of time insolvency forecasting models show that remains the risk of financial instability in the Latvian food trade sector.